![]() At the same time, responsible use of credit will help your child build a good credit history and score. The decisions a young adult makes around debt can have lasting effects well into adulthood. And if your child goes to college, they may need to take out federal or private student loans. There are personal and car loans, of course, as well as new apps that offer installment loans on online purchases and “early wage” payday advances. With today’s financial technology, credit cards aren’t the only kind of debt your new 18-year-old will be offered. Isn’t it more fun to get free money than to give it to someone else?” If you don’t pay all of your balance when it’s due, you’ll have to pay interest to the credit card company, just like the bank pays you interest for your savings account. I’m going to pay back my credit card with cash from my checking account. A credit card is basically a loan, so you have to pay it back. “I’m using a credit card to buy groceries because I’ll earn rewards for it. Thus, it pays to talk about debt and loans with your kids, just as you talk about saving and spending.įor example, if your child is with you at a store and you pay with a credit card, take a minute to explain. Of course, kids under 18 can’t open their own credit accounts, but they’ll face these decisions as soon as they reach legal age. Once your child is riding high on the notion that they can grow their money without lifting a finger, it’s time to show them the dark side of personal finance. “Look, we haven’t made any new deposits since the last statement, but your balance still increased. However you approach it, definitely take the time to review your child’s monthly savings account statement with them so they can see compounding interest in action. Some parents incentivize their kids’ saving with matching deposits, just as an employer can match a percentage of an employee’s retirement account contributions. That’s how interest compounds, in a nutshell. The interest you earn on your savings account deposits becomes part of your balance and earns more interest. But if you deposit it into your savings account, it will continue to work for you. ![]() “If you choose to spend this dollar, it will be gone. It’s how adults grow their retirement accounts and it’s a great money lesson for kids. Now things get fun with compound interestĬompound interest is the key to saving. Every state has its own 529 plan - here’s information on the Maryland version. You can also use it to pay for K-12 private school. Funds from your 529 account can be used for qualified educational expenses at institutions of higher education across the country. Smart 529 is West Virginia’s tax-advantaged college savings account. Now is also a good time to open a college savings account for your child if you haven’t already. Any balance greater than zero earns interest. Consider us your local financial partner, making it as easy as possible for your child to grow their savings account balance. ![]() You only need $5 to open a youth savings account at JSB and there are no monthly charges or transaction fees. At JSB, we offer a youth savings account for anyone under 18 who has a secondary account holder over 18. Once your child has filled their jar at home, it’s time to take that money to the bank. They will be able to see their money grow in real-time as they add coins and bills. Try using a clear glass jar instead of a decorative piggy bank for your child’s savings.
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![]() ![]() Also, its system requirements are modest, so you won't need powerful hardware to run this program. The setup file is quite small for such a tool and installing its components shouldn't take more than a minute on a modern-day computer. PixPlant is available for Windows and Mac OS X platforms and it comes with standard and freelancer licenses. The software can save you valuable time when it comes to creating textures for a project, thanks to its straightforward and well thought tools. Its smart functionality can help you create high quality textures and 3D maps from common photos. If you can't find the textures you need, you can use PixPlant to create your own. Remember software piracy is theft, also using serial numbers, registration codes, key generators (keygens) or cracks which you have not paid for is illegal.Good-looking textures are an essential part of any studio-made image, 3D virtual tours or other similar projects. Web Development ASP & PHP | E-Commerce | Flash Tools | HTML Tools | Java & JavaScript | Log Analysers | Other | Site Administration | Wizards & Components | XML/CSS Tools System Utilities Automation Tools | Backup & Restore | Benchmarking | Clipboard Tools | File & Disk Management | File Compression | Launchers & Task Managers | Other | Printer | Registry Tools | Shell Tools | System Maintenance | Text/Document Editors Servers Firewall & Proxy Servers | FTP Servers | Mail Servers | News Servers | Other Server Applications | Telnet Servers | Web Servers Security & Privacy Access Control | Anti-Spam & Anti-Spy Tools | Anti-Virus Tools | Covert Surveillance | Encryption Tools | Other | Password Managers ![]() Network & Internet Ad Blockers | Browser Tools | Browsers | Download Managers | File Sharing/Peer to Peer | FTP Clients | Network Monitoring | Other | Remote Computing | Search/Lookup Tools | Terminal & Telnet Clients | Timers & Time Synch | Trace & Ping Tools Home & Hobby Astrology / Biorhythms / Mystic | Astronomy | Cataloging | Food & Drink | Genealogy | Health & Nutrition | Other | Personal Finance | Personal Interest | Recreation | Religion Graphic Apps Animation Tools | CAD | Converters & Optimizers | Editor | Font Tools | Gallery & Cataloging Tools | Icon Tools | Other | Screen Capture | Viewers Games & Entertainment Action | Adventure & Roleplay | Arcade | Board | Card | Casino & Gambling | Kids | Online Gaming | Other | Puzzle & Word Games | Simulation | Sports | Strategy & War Games | Tools & Editors The program applies new textures/colors to an object's surface on a photograph.Īudio & Multimedia Audio Encoders/Decoders | Audio File Players | Audio File Recorders | CD Burners | CD Players | Multimedia Creation Tools | Music Composers | Other | Presentation Tools | Rippers & Converters | Speech | Video Toolsīusiness Accounting & Finance | Calculators & Converters | Databases & Tools | Helpdesk & Remote PC | Inventory & Barcoding | Investment Tools | Math & Scientific Tools | Office Suites & Tools | Other | PIMS & Calendars | Project Management | Vertical Market AppsĬommunications Chat & Instant Messaging | Dial Up & Connection Tools | E-Mail Clients | E-Mail List Management | Fax Tools | Newsgroup Clients | Other Comms Tools | Other E-Mail Tools | Pager Tools | Telephony | Web/Video Camsĭesktop Clocks & Alarms | Cursors & Fonts | Icons | Other | Screen Savers: Art | Screen Savers: Cartoons | Screen Savers: Nature | Screen Savers: Other | Screen Savers: People | Screen Savers: Science | Screen Savers: Seasonal | Screen Savers: Vehicles | Themes & Wallpaperĭevelopment Active X | Basic, VB, VB DotNet | C / C++ / C# | Compilers & Interpreters | Components & Libraries | Debugging | Delphi | Help Tools | Install & Setup | Management & Distribution | Other | Source EditorsĮducation Computer | Dictionaries | Geography | Kids | Languages | Mathematics | Other | Reference Tools | Science | Teaching & Training Tools Windows 8, Windows 7, Vista 64-bits or Mac OSX 10.7+ Win8 圆4,Win7 圆4,Mac OS X,Windows Vista Ultimate,Windows Vista Ultimate 圆4,Windows Tablet PC Edition 2005,Windows Media Center Edition 2005,Windows Vista Starter,Windows Vista Home Basic,Windows Vis With PixPlant you can quickly turn photos into usable 3D textures, adding realism, variety and value to your projects. PixPlant reduces to almost zero the time and repetitive work of preparing tiling 3D textures and backgrounds. Based on photos, PixPlant adds an unlimited choice of realistic materials for your projects: just pick an interesting photo, run PixPlant and get a perfect seamless 3D texture. PixPlant is a smart 3D texturing tool that creates high quality normal, displacement, specular maps and seamless textures from plain photos. To use it just type in the Scilab prompt: > exec("UniSphere.m") In Scilab this function can be used to visualize the voxelized object. To use it just type in the Matlab prompt: > run UniSphere.m In Matlab this function can be used to visualize the voxelized object (you will also need this one). The output file looks like this: Sphere1 = [ In these environments, each object is represented by a Mx3 matrix which contains the coordinates of the occupied voxels. The output generated by the plugin is intended to be read into Matlab, Scilab and Octave. When the process is finished, a dialog box alerts the user of the result: Output The "Fill object" option selects whether to use surface or CSG voxelization. Smaller resolution values will generate a finer grid and thus higher number of voxels. The resolution gives the size of the voxel grid. The tolerance is used to convert the object to triangle mesh. The plugin prompts the user for some input parameters. Obviously the CSG approach tends to produce a higher number of voxels.Ĭross section of a sphere using surface voxelizationĬross section of a sphere using CSG voxelization The following figures show the cross section of a voxelized sphere using each one of the approaches. The second approach uses constructive solid geometry (CSG) in order to convert into voxels the interior space of the object. The first approach considers only the voxels which intersect the surface of the original object. Two different voxelization approaches have been taken, each of them producing different results. Each cell will be occupied if the original object intersects with it. The voxel representation of an object is obtained by dividing the space in a regularly spaced grid, of voxels. ![]() The following figures show a 3D model in its original form and its voxelized representation: ![]() loss of detail) but also has some advantages: it simplifies the processing required for image processing applications. Representing an object in this form has some disadvantages (e.g. The concept of a volume element (voxel) is analogous to that of a picture element (pixel) for a 2D image. This page is intended to explain how the Voxelization process is performed and how the resulting output can be used. This plugin enables the user to voxelize 3D models and save the coordinates of the voxel centers in a format which is readable by Matlab, Scilab and Octave. ![]() Update 3/5/19 - I have not found a way to disable the default transformation in Model Builder in Pro. Since the data I am working with is not survey grade, I am going to stick with what is practical, which seems for the time being to disable transformations in ArcGIS Pro for NAD83-WGS84 until the industry as a whole adopts a standard. When building an application, all geographic data must either use a common spatial reference or be. It controls how and where features are displayed in a map or scene. A spatial reference defines the coordinate system used to locate the geometry for a feature. For tile provider maps, only web mercator is understood, you will need to convert the data to web mercator, not 'lat/lon' values. Spatial references are important when building applications that use geographic data. Web Mercator is expressed in meters of northing/easting (i.e. Update 12/27/18 - HAZUS confirmed that they use the IRTF00 Transformation. The data you show above is just plain lat/lon vaues. I would be curious to know if the same is true for data in NAD83 uploaded to ArcGIS Online, or again for the HAZUS data conversion. However, when ArcMap and QGIS do not have this applied by default when using projection on-the-fly, it makes things very confusing. Additionally, it appears that when uploading data to Mapbox in NAD83, no transformation is applied. Yes it seems that the most accurate way to convert between NAD83 and WGS84 is to use the ITRF00 transformation, as ArcGIS Pro does by default. In most online mapping systems, Web Mercator has become the dominant projection. and the efficient transfer of the data through the Internet. My original problem and question is more of a practical one than a technical one. In a few short years, the World Wide Web has become a major medium for the distribution of. ![]() > Geographic Transformation: NAD_1983_to_WGS_1984_5 The Attribute drop-down list is STATENAME. Click the Use attribute for feature name check box. In the Content tab, ensure that the usaarea check box is checked. Geographic Coordinate System: GCS_WGS_1984 From the MAPublisher Toolbar, click the Export button > Export Document to Geospatial PDF.Utiliza las mismas fórmulas que el Mercator estándar que se usa para mapas a pequeña escala. Geographic Coordinate System: GCS_North_American_1983 Web Mercator es una ligera variante de la proyección de Mercator, utilizada principalmente en programas cartográficos basados en la Web.If needed, I can provide thumbs of the map skins. I can convert the file programmatically, using a tool or some hybrid if needed. Just squishing it in the vertical axis does not work (SceneKit does this automatically anyway). Select the Geographic Transformation NAD_1983_to_WGS_1984_5 or a more recent NAD_1983_to_WGS_1984_#ġ. An export of our map in the web mercator projection is 1x1. When using the PROJECT utility, make sure to select the Geographic Transformation necessary to convert data between two geographic coordinate systems or datums. Malcolm, review this Procedure to project from NAD 1983 State Plane feet to WGS 1984 Web Mercator Auxiliary Sphere (Los Angeles County, CA): Repeat as needed or scrub to agitate areas with layers of caked-on dirt. Cleaning made easy, just rinse, spray-on formula, wait 60 seconds and rinse.The specially-designed spray bottle conveniently attaches directly to your. This week Make it New Again from Rejuvenate Made in the USA. Windex Outdoor Concentrated Cleaner is perfect for cleaning outdoor windows. This outdoor window cleaner is sustainable and is great to use on vinyl siding, wood siding, brick, stucco, all roofing, and exterior window cleaning. This outdoor window cleaner is sustainable and is great to use on vinyl siding, wood siding, brick, stucco, painted walls, and exterior window cleaning. With its quick-spray trigger and unique design, this unique window cleaner will provide you with the cleanest windows around. The best way to wash windows is never having to get on a ladder and clean up to 40’ removing dirt, pollen, salt residue, and other stuck-on messes, this window cleaner leaves behind a streak-free shine. This tough and powerful cleaner is perfect for use on painted, glass, or metal surfaces outdoors. Give Life a Sparkle with Windex cleaners Use to clean: outdoor windows, glass, patio furniture, brick and more. Adjust the nozzle to select the form of spray, and simply wipe. To use Windex Outdoor Sprayer, just spray, rinse and let dry. Rejuvenate High Performance Outdoor Window Spray and Rinse Cleaner with Hose End Adapter Instantly Removes Grime and Dirt Streak-Free Shine (32 oz) 3.9 (3,863) 1599 (0.50/Fl Oz) FREE delivery Mon, Jan 16 on 25 of items shipped by Amazon Small Business More Buying Choices 15. Repeat as needed or scrub to agitate areas with layers of caked-on dirt. Perhaps the most convenient option, a glass cleaner spray bottle makes cleaning windows easy. The formula is simple rinse, spray-on formula, wait 2 minutes, and rinse. Rejuvenate’s Outdoor MULTI-Surface House Wash and Window Cleaner is a concentrated formula that instantly removes stains dirt, debris, bird droppings, and wind grime from outdoor windows and siding without any hard scrubbing. Its designed with a powerful formula that wont. ![]() Jealous neighbors will come from miles and want to know how you cleaned so much, so fast, without hard scrubbing, without a ladder, without a squeegee, and without breaking a sweat. This spray cleaner is ideal for removing dirt, dust, grime, and fingerprints from windows outside your home. ![]() When it comes time for the award presenters to take the stage with the envelopes, both the presenter and the stage manager will verify they’re holding the correct envelope for the category being announced. The firm will also place a third partner stationed in the control room with the show’s producers, who will have duplicates of the envelopes containing the winners. Rick Rosas, another partner who had previously worked the awards for 14 years, will return to his post. Tim Ryan, chairman and a senior partner at the firm, will oversee the evening. The two PwC partners who were responsible for guarding last year’s winners’ envelopes will not be involved in the ceremony. This time around, the academy has announced new safeguards to make sure such a mistake doesn’t reoccur. Related: Oscars keeping accounting firm despite best picture snafu Weeks later, the board of governors for the Academy of Motion Picture Arts and Sciences voted to retain the firm’s services, despite the best picture mix up. Related: Oscars 2017: ‘Moonlight’ wins best picture after some confusionĪccounting firm PricewaterhouseCoopers (PwC), which has handled the ballots for the Academy Awards for more than 80 years, took full responsibility for the snafu. We speak, of course, of the blunder that led “La La Land” to initially – and mistakenly – being named the best picture winner over “Moonlight” at the 89th Academy Awards. ![]() Who will ever forget what is now the biggest Oscars snafu in the ceremony’s 90 year history? But this is way more.” Looks like we will be seeing the numerous ripple-effects that such a powerful movie like Moonlight will create, not just in the film industry but in fashion, art and all around the world.Fingers crossed that Sunday’s Academy Awards won’t end as dramatically as last year’s. Twelve-year-old Hibbert encapsulates the moment perfectly by saying: “I thought the movie was it. I believe the win coupled with the campaign hits those prejudices in the mouth.”Ĭalvin Klein and the cast of Moonlight were all on the same page when it comes to using this outwardly superficial campaign of scantily clad men as a way to inject greater meaning into the ad images and highlighting black men of varying ages.Ĭreative director of Calvin Klein, Pieter Mulier publicly stated, “Since the beginning, Calvin Klein’s underwear imagery has always made big statements about masculinity the performances of these actors in Moonlight affected us deeply and made big statements about masculinity in a different way. Somehow we wanted to bring the two together.” I think it represents the minimising of an ideal we as an industry have held onto for too long-out of fear. He says, “It’s great to see yourself represented in all mediums. The majestic Trevante Rhodes on his leather throne sees these campaign images as a continuation of Moonlight, shining a light on diversity and inclusivity. ![]() Related article: These Are All The Winners Of The Oscars 2017 Photo: Calvin Klein Photo: Calvin Klein Photo: Calvin Klein Photo: Calvin KleinĪshton Sanders is a haunting image of vulnerability and boyish masculinity. Related article: Calvin Klein’s New Campaign Has Raf Simons Written All Over It Photo: Calvin Klein Photo: Calvin KleinĪlex Hibbert is bringing back the cap sleeves, made better with that 100-watt smile. In an interview with WWD, the first ever Muslim Oscar winner says, “Any time I found myself in situations of affluence, opportunity or access, I was often the black guy. So to see a campaign flush with black faces being marketed to the general public, and not just the black populace, is somewhat groundbreaking.” Following the Share Sales, some Class B and Class C shareholders and their representative directors raised issues on the interpretation of the Constitution in respect of quorum requirements. Sometime in 2017, UEL sold all its shares to Chew Bros in accordance with the pre-emption right under the Constitution (‘ Share Sales’). Previously, United Engineers Limited (‘ UEL’) and Chew Bros (M) Sdn Bhd (‘ Chew Bros’) were the only 2 Class A Shareholders of the Company. Pursuant to the constitution the Company (‘ the Constitution’), each class of shareholders are entitled to appoint directors and the presence of the shareholders and/or directors of each class is required to form a quorum for the Company’s general and/or board meetings. In Chew Meu Jong, the shareholding of Lysaght (Malaysia) Sdn Bhd (‘ the Company’) is divided into 3 classes, namely Class A, B and C where different rights are attached to the different classes of shares. ![]() 37 CA 2016 had only been considered and decided in the case of Chew Meu Jong v Lysaght (Malaysia) Sdn Bhd (‘Chew Meu Jong’) which is the first case in Malaysia and the world where such order has been granted. It conferred the Court a discretion to alter or amend the constitution of a company upon an application by a director or a shareholder where it is not practicable to do so using the procedures set out in the Companies Act or the constitution itself. ![]() Section 37 of the Malaysia Companies Act 2016 (‘s.37 CA 2016’) is a new inclusion to the Companies Act 2016 (‘CA 2016’). Chooi & Company and Cheang & Ariff | View firm profile INTRODUCTION That means we can display all the properties listed by other member brokerages of the local Association of Realtors-unless the seller has requested that the listing not be published or marketed online. Listing courtesy of MLSPIN / Louise Touchette Team / Coldwell Banker Realty - LynnfieldĪs a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). Additional enjoyment may be found w/an underground gunite pool and a spacious shed outside.Blissful evenings are discovered in the oversized private backyard Other features:2 car garage, paved driveway, laundry area, shed, near shopping, dining, I-95, and schools, and so much more! Ideal for entertaining friends, the outdoor space boasts a deck, a paver patio, and a screened-in porch. ![]() ![]() Drenched in shimmering natural light, the brilliant interior radiates joy with gleaming hardwood flooring, a modern color scheme ,an openly flowing floor plan, a large living room w/fireplace, and a sun-filled kitchen featuring stainless-steel appliances that opens to a dining area. ![]() Charming Home in Lynnfield! Beautifully situated on a picturesque 1.61-acre lot in the North Hill Area, this 4BR/2.5BA, 2684 sqft residence stuns with traditional colonial architecture, towering mature trees, and manicured landscaping. Make any changes you want - add text (subtitles) to your GIF, add emojis, speed up your GIF, or trim the ends of a GIF that’s too long. Make Edits - Add Text, Emojis, Trim, etc. Output Formats: BMP, GIF, ICO, JPEG, PDF, PNG, and TIFF. How to Edit GIFs 1 Choose GIF (or video) Upload a GIF or video file. Input Formats: BMP, GIF, ICO, JPEG, PNG, and TIFF. Unlike some online converters, this one does the converting for you in real-timeno waiting on an email link. All you need to do is to find a reliable online software to give your project a unique look. Coolutils is an image converter that exists completely online, no download required. The options available to you while editing are just not few as you have various options which can be used to transform your videos into a creative visual treat for all. Apart, from all these amazing features, the free version of the video to GIF Converter also allows you to adjust the picture quality which can be adjusted according to your desired taste. You can change the colorization of your frames, overlay the picture on top of an already existing video, add text to frames, choose among different image formats, add music to your converted file, and a lot more. Firstly, you can directly open the exported file from the Adobe Windows movie maker window or secondly, you can use the advanced editing page, where you can customize and tweak the appearance of your generated gifs. There are two ways by which you can view and edit the generated gifs while using this awesome video converter. Besides, it also has a feature where you can convert video from any digital camera to a gif format. This free video to GIF Converter also has a feature of inserting images and video from the webcam. While going through the Windows Movie Maker window, you will come across various tools and features that can help you in editing and producing different kinds of videos and images. Its easy interface consists of two windows where one is intended for extracting media files and the other for generating gif files. This free gif converter is a great video converter that easily converts movies into gif files quickly and effectively with the minimum size of the video file. ![]() However, these three are the most famous ones that are available on the internet. Though Windows is one of the most commonly used operating systems of the world, you would be surely amazed to know that there are many free software programs that also come with it like, but not limited to, these Awesome-Share Windows Movie converter, Free Video to GIF Converter, and Windows Movie Maker. If you go through any good site then you would come across many different types of converters available on the internet for your Windows operating system. A free video to GIF Converter is not that difficult to find on the internet. Call of Chernobyl (CoP combines all three games' maps into one gigantic map).devs) (see /u/SwogFrog's useful guide to getting started with Autumn Aurora) Autumn Aurora 2.1 (SoC recasts and significantly expands SoC in a Fall-themed environment, officially endorsed by S.T.A.L.K.E.R./r/TheZoneStories: a sister subreddit to discuss amazing, organic player experiences of the games' & mods' procedural events. ![]()
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